OEM vs Aftermarket
If aftermarket auto parts are as good as OEM auto parts, then why are auto insurance companies prohibited from installing them on current and prior year model motor vehicles?
Most Auto Insurance Policy Holders are under the assumption that if involved in an auto accident requiring auto body repairs, their Insurance Company will repair their vehicle back to its pre-accident condition.
Unfortunately, this generally is not the case. Most likely, your car will not be repaired with all original OEM parts. Instead, Aftermarket body parts (if available) will be used. If you decide that you prefer to have OEM parts used to repair your vehicle, you will be expected to pay the difference because this is what you agreed to when you signed your Auto Insurance Policy.